We're Errors & Omissions Specialists

And your advocates in the marketplace

E&O insurance can be quite complex! It's not at all similar to your home, auto, or general liability insurance. This type of coverage is specifically designed to protect your business from any mistakes, including legal claims that may arise from professional negligence or errors and omissions. With numerous carriers available in the market, each offering their own unique advantages, exclusions, and legal jargon that directly impact coverage, it is crucial to work with a specialist who truly understands your business. Otherwise, you might be making a big mistake. Just as you wouldn't consult a therapist for elbow surgery, it's equally important not to purchase your E&O insurance from your auto agent.

Professional Liability Insurance Solution

Professional liability insurance, also referred to as errors and omissions (E&O) insurance, serves as a safeguard for professionals against claims brought forth by their clients or customers, accusing them of errors in their work or failure to fulfill their obligations effectively.

The coverage provided by professional liability insurance may differ based on the specific policy and industry, but it generally encompasses:

Negligence Claims
Legal Expenses
Breach of Duty
Reputation Damage

Business Insurance

Commercial insurance is specifically designed to safeguard businesses from potential financial losses that may arise due to their operations, employees, and various other business activities. These insurance policies can be tailored to meet the unique requirements of individual businesses and offer comprehensive coverage for a wide range of risks, encompassing property damage, liability, and even income loss.

Workers Compensation

Business Owners Policy (BOP)

Surety Bonds

General Liability Insurance

Workers' Compensation Insurance is a crucial form of insurance that offers invaluable benefits to employees who sustain injuries or fall ill due to their job responsibilities. This comprehensive insurance covers a wide range of expenses, including medical bills, lost wages, and other related costs associated with work-related accidents or illnesses. Additionally, Workers' Compensation Insurance also extends its coverage to include essential rehabilitation costs for employees, providing them with the necessary support to recover and resume their professional duties. Moreover, this insurance can even alleviate the financial burden of legal fees that may arise from employee claims. The beauty of Workers' Compensation Insurance lies in its impartiality, as it ensures that employees receive the deserved benefits regardless of fault, granting them peace of mind and financial security.

Business owners insurance, also referred to as a Business Owners Policy (BOP), offers comprehensive coverage to small business owners, safeguarding them against property and liability risks. A BOP typically consists of two primary coverage options. Property insurance coverage ensures the protection of your business property, including your building (if you own it), equipment, and inventory, from potential damage or loss caused by covered events such as fire, theft, or vandalism. Liability insurance coverage shields your business from claims relating to bodily injury or property damage that may arise from your business operations. Additionally, it extends coverage to claims of libel, slander, and other forms of reputational harm.

Surety bonds serve as a vital contract among three key parties: the principal, the obligee, and the surety. These bonds provide a reassuring financial guarantee that the principal will faithfully fulfill their obligations and responsibilities to the obligee. In the unfortunate event that the principal fails to meet their commitments, the surety steps in to compensate the obligee for any resulting losses. Various types of surety bonds exist, including Contract bonds, Commercial bonds, Fidelity bonds, and Court bonds. The overarching purpose of a surety bond is to safeguard the obligee's financial interests in case the principal falls short of meeting their obligations. By ensuring payment or performance, surety bonds play a crucial role in ensuring that businesses and individuals honor their commitments and shield against potential financial losses stemming from non-performance or non-payment.

General Liability Insurance is a vital shield for businesses, offering comprehensive coverage against a wide range of common risks. This essential insurance policy safeguards businesses from potential financial losses arising from bodily injury, property damage, and even third-party claims for advertising or personal injury. It goes the extra mile by covering legal expenses, medical bills, and any damages awarded to the claimant, all within the policy limits. With its flexible nature, General Liability Insurance can be tailored to meet the specific needs of any business, making it an indispensable asset for enterprises of all sizes and industries.

Cyber insurance serves as a shield against losses and damages inflicted by cyber extortion, data breaches, business interruption, reputational harm and various other cyber threats. This comprehensive policy safeguards businesses and individuals by covering a wide array of expenses related to cyber incidents, encompassing data recovery, legal fees, public relations expenses, and notification costs.

Cyber Insurance

Customer Reviews

Discover the reasons behind the widespread trust in ENO as the go-to professional lines insurance agency for hundreds of firms nationwide.

Beth Silverman and Associates

Attorney @ Beth Silverman

We have chosen ENO Insurance as our trusted provider for Professional Liability and Cyber insurance. Their exceptional service is the primary reason why we have no intention of looking elsewhere. They consistently provide prompt and efficient responses to our inquiries. However, what truly sets ENO Insurance apart is their commitment to thoroughly explaining the advantages and disadvantages of any question we pose, enabling us to make well-informed decisions.

Kristy Douglas

CPA

We have consistently chosen ENO Insurance for our Professional Liability needs, and we have no intention of changing that. The level of professionalism and responsiveness they provide is unparalleled. They always dedicate the time to thoroughly research any inquiries we may have and promptly provide us with the answers we need. Our experience with ENO Insurance has shown us that we are truly valued as a customer, and not simply treated as a mere number.

Safford & Baker

CEO of agency

We have always done our Professional Liability with ENO Insurance, and have no plans to switch. The level of professionalism and responsiveness is second to none. They always take the time to research any questions we have, and get back to us in a timely manner. Our experience with ENO Insurance is we are a valued customer, not just a number.

Carl Johnson